{"id":88,"date":"2024-01-15T08:32:24","date_gmt":"2024-01-15T08:32:24","guid":{"rendered":"https:\/\/blog.finnomalaysia.com\/?p=88"},"modified":"2024-01-15T22:57:37","modified_gmt":"2024-01-15T14:57:37","slug":"investment-linked-insurance-isnt-what-you-think-it-is","status":"publish","type":"post","link":"https:\/\/blog.finnomalaysia.com\/index.php\/2024\/01\/15\/investment-linked-insurance-isnt-what-you-think-it-is\/","title":{"rendered":"Investment-linked Insurance Isn\u2019t What You Think It Is"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"88\" class=\"elementor elementor-88\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-18ba1aeb e-flex e-con-boxed e-con e-parent\" data-id=\"18ba1aeb\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;sticky&quot;:&quot;top&quot;,&quot;container_type&quot;:&quot;flex&quot;,&quot;content_width&quot;:&quot;boxed&quot;,&quot;sticky_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;,&quot;mobile&quot;],&quot;sticky_offset&quot;:0,&quot;sticky_effects_offset&quot;:0}\" data-core-v316-plus=\"true\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-4efe4b40 e-con-full e-flex e-con e-child\" data-id=\"4efe4b40\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;full&quot;,&quot;container_type&quot;:&quot;flex&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f4fd689 elementor-widget elementor-widget-theme-site-title elementor-widget-heading\" data-id=\"f4fd689\" data-element_type=\"widget\" data-widget_type=\"theme-site-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.18.0 - 06-12-2023 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h2 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/blog.finnomalaysia.com\">FINNO Blog<\/a><\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6a9213 e-con-full e-flex e-con e-child\" data-id=\"6a9213\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;full&quot;,&quot;container_type&quot;:&quot;flex&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-21659e29 elementor-align-right elementor-widget elementor-widget-button\" data-id=\"21659e29\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#elementor-action%3Aaction%3Dpopup%3Aopen%26settings%3DeyJpZCI6IjE1MCIsInRvZ2dsZSI6ZmFsc2V9\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-text\">Subscribe to newsletter<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-56dc27e4 elementor-align-right elementor-widget elementor-widget-button\" data-id=\"56dc27e4\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/finnomalaysia.com\/15-mins-consultation\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-text\">Get a consultation<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7b68f93c e-flex e-con-boxed e-con e-parent\" data-id=\"7b68f93c\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;container_type&quot;:&quot;flex&quot;,&quot;content_width&quot;:&quot;boxed&quot;}\" data-core-v316-plus=\"true\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-77af586e e-con-full e-flex e-con e-child\" data-id=\"77af586e\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;full&quot;,&quot;container_type&quot;:&quot;flex&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-62021630 elementor-widget elementor-widget-image\" data-id=\"62021630\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! 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elementor - v3.18.0 - 06-12-2023 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p>I have been paying for 10 years, where is my cash value?<\/p><p>Most people think investment-linked is like a mutual fund that gives you investment returns that you can withdraw.<\/p><p>Investment-linked insurance does not work that way.<\/p><p>First of all, you need to understand that insurance will increase in price as you age.<\/p><p>The price of investment-linked insurance is not affected by your age.<\/p><p>It is because the premium you paid is used to offset the future cost of insurance, hence if your plan is until 70 years old, the price you paid is calculated until it covers till 70 years old.<\/p><p>If you withdraw the money, it will either not cover till 70 years old or your policy will lapse because there aren\u2019t sufficient funds to keep the insurance running.<\/p><p>But here are the advantages of buying an investment-linked plan:<\/p><ol><li>If your credit card expires and you do not pay for the next few months, your insurance will still go on, because the cash value will pay for your insurance.<\/li><li>Compared to term insurance, the total amount you pay in investment-linked insurance is lesser because of the investment return you get from the plan.<\/li><li>You can customize your policy with the coverage you want.<\/li><\/ol><p>The advantage of having an investment-linked policy outweighs the disadvantages of it. But just bear in mind that the purpose of this plan is for protection and not investment.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4bdc0b14 e-con-full e-flex e-con e-child\" data-id=\"4bdc0b14\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;full&quot;,&quot;container_type&quot;:&quot;flex&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-344bcfda elementor-grid-1 elementor-grid-tablet-1 elementor-grid-mobile-1 elementor-posts--thumbnail-top elementor-card-shadow-yes elementor-posts__hover-gradient elementor-widget elementor-widget-posts\" data-id=\"344bcfda\" data-element_type=\"widget\" data-settings=\"{&quot;cards_columns&quot;:&quot;1&quot;,&quot;cards_columns_tablet&quot;:&quot;1&quot;,&quot;cards_columns_mobile&quot;:&quot;1&quot;,&quot;cards_row_gap&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:35,&quot;sizes&quot;:[]},&quot;cards_row_gap_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;cards_row_gap_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"posts.cards\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<link rel=\"stylesheet\" href=\"https:\/\/blog.finnomalaysia.com\/wp-content\/plugins\/elementor-pro\/assets\/css\/widget-posts.min.css\">\t\t<div class=\"elementor-posts-container elementor-posts elementor-posts--skin-cards elementor-grid\">\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-333 post type-post status-publish format-standard has-post-thumbnail hentry category-blog\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/blog.finnomalaysia.com\/index.php\/2024\/03\/28\/medical-repricing-what-should-i-do\/\" tabindex=\"-1\" target=\"_blank\"><div class=\"elementor-post__thumbnail\"><img decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/blog.finnomalaysia.com\/wp-content\/uploads\/2024\/03\/Price-increase-1024x576.jpg\" class=\"attachment-large size-large wp-image-335\" alt=\"\" srcset=\"https:\/\/blog.finnomalaysia.com\/wp-content\/uploads\/2024\/03\/Price-increase-1024x576.jpg 1024w, https:\/\/blog.finnomalaysia.com\/wp-content\/uploads\/2024\/03\/Price-increase-300x169.jpg 300w, https:\/\/blog.finnomalaysia.com\/wp-content\/uploads\/2024\/03\/Price-increase-768x432.jpg 768w, https:\/\/blog.finnomalaysia.com\/wp-content\/uploads\/2024\/03\/Price-increase-1536x864.jpg 1536w, https:\/\/blog.finnomalaysia.com\/wp-content\/uploads\/2024\/03\/Price-increase.jpg 1920w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/div><\/a>\n\t\t\t\t<div class=\"elementor-post__badge\">Blog<\/div>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/blog.finnomalaysia.com\/index.php\/2024\/03\/28\/medical-repricing-what-should-i-do\/\" target=&quot;_blank&quot;>\n\t\t\t\tMedical Repricing: What Should I Do?\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>Subscribe to newsletter Get a consultation Rising insurance prices can be a cause for concern. But fear not, because we&#8217;ve got some tips to help you navigate through these difficult times and make the most out of your insurance policy. Here&#8217;s what you can do: Upgrade Your Existing Policy: If<\/p>\n\t\t<\/div>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/blog.finnomalaysia.com\/index.php\/2024\/03\/28\/medical-repricing-what-should-i-do\/\" aria-label=\"Read more about Medical Repricing: What Should I Do?\" tabindex=\"-1\" target=\"_blank\">\n\t\t\tRead More \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-date\">\n\t\t\tMarch 28, 2024\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-321 post type-post status-publish format-standard has-post-thumbnail hentry category-blog\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/blog.finnomalaysia.com\/index.php\/2024\/01\/16\/why-should-you-get-insurance-as-young-as-possible\/\" tabindex=\"-1\" target=\"_blank\"><div class=\"elementor-post__thumbnail\"><img decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/blog.finnomalaysia.com\/wp-content\/uploads\/2024\/01\/Young-people-1024x576.jpg\" class=\"attachment-large size-large wp-image-322\" alt=\"\" srcset=\"https:\/\/blog.finnomalaysia.com\/wp-content\/uploads\/2024\/01\/Young-people-1024x576.jpg 1024w, https:\/\/blog.finnomalaysia.com\/wp-content\/uploads\/2024\/01\/Young-people-300x169.jpg 300w, https:\/\/blog.finnomalaysia.com\/wp-content\/uploads\/2024\/01\/Young-people-768x432.jpg 768w, https:\/\/blog.finnomalaysia.com\/wp-content\/uploads\/2024\/01\/Young-people-1536x864.jpg 1536w, https:\/\/blog.finnomalaysia.com\/wp-content\/uploads\/2024\/01\/Young-people.jpg 1920w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/div><\/a>\n\t\t\t\t<div class=\"elementor-post__badge\">Blog<\/div>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/blog.finnomalaysia.com\/index.php\/2024\/01\/16\/why-should-you-get-insurance-as-young-as-possible\/\" target=&quot;_blank&quot;>\n\t\t\t\tWhy Should You Get Insurance As Young As Possible?\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>Subscribe to newsletter Get a consultation Getting insurance as young as possible offers several advantages. First, it allows individuals to lock in lower premiums since insurance costs tend to increase with age. Second, it provides financial protection and peace of mind in case of unexpected events or emergencies. Third, starting<\/p>\n\t\t<\/div>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/blog.finnomalaysia.com\/index.php\/2024\/01\/16\/why-should-you-get-insurance-as-young-as-possible\/\" aria-label=\"Read more about Why Should You Get Insurance As Young As Possible?\" tabindex=\"-1\" target=\"_blank\">\n\t\t\tRead More \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-date\">\n\t\t\tJanuary 16, 2024\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<\/div>\n\t\t\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5e5735d3 e-flex e-con-boxed e-con e-parent\" data-id=\"5e5735d3\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;container_type&quot;:&quot;flex&quot;,&quot;content_width&quot;:&quot;boxed&quot;}\" data-core-v316-plus=\"true\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-17d83862 e-flex e-con-boxed e-con e-child\" data-id=\"17d83862\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;container_type&quot;:&quot;flex&quot;,&quot;content_width&quot;:&quot;boxed&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-29452b91 e-flex e-con-boxed e-con e-child\" data-id=\"29452b91\" data-element_type=\"container\" data-settings=\"{&quot;container_type&quot;:&quot;flex&quot;,&quot;content_width&quot;:&quot;boxed&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6ce360c1 elementor-widget elementor-widget-heading\" data-id=\"6ce360c1\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Policy Review Template<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-666b3e86 elementor-widget elementor-widget-heading\" data-id=\"666b3e86\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Free template to help you get the most out of your insurance<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2f4fca3d elementor-widget elementor-widget-html\" data-id=\"2f4fca3d\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<!-- Begin Sendinblue Form -->\n<!-- START - We recommend to place the below code in head tag of your website html  -->\n<style>\n  @font-face {\n    font-display: block;\n    font-family: Roboto;\n    src: url(https:\/\/assets.sendinblue.com\/font\/Roboto\/Latin\/normal\/normal\/7529907e9eaf8ebb5220c5f9850e3811.woff2) format(\"woff2\"), url(https:\/\/assets.sendinblue.com\/font\/Roboto\/Latin\/normal\/normal\/25c678feafdc175a70922a116c9be3e7.woff) format(\"woff\")\n  }\n\n  @font-face {\n    font-display: fallback;\n    font-family: Roboto;\n    font-weight: 600;\n    src: url(https:\/\/assets.sendinblue.com\/font\/Roboto\/Latin\/medium\/normal\/6e9caeeafb1f3491be3e32744bc30440.woff2) format(\"woff2\"), url(https:\/\/assets.sendinblue.com\/font\/Roboto\/Latin\/medium\/normal\/71501f0d8d5aa95960f6475d5487d4c2.woff) format(\"woff\")\n  }\n\n  @font-face {\n    font-display: fallback;\n    font-family: Roboto;\n    font-weight: 700;\n    src: url(https:\/\/assets.sendinblue.com\/font\/Roboto\/Latin\/bold\/normal\/3ef7cf158f310cf752d5ad08cd0e7e60.woff2) format(\"woff2\"), url(https:\/\/assets.sendinblue.com\/font\/Roboto\/Latin\/bold\/normal\/ece3a1d82f18b60bcce0211725c476aa.woff) format(\"woff\")\n  }\n\n  #sib-container input:-ms-input-placeholder {\n    text-align: left;\n    font-family: \"Helvetica\", sans-serif;\n    color: #c0ccda;\n  }\n\n  #sib-container input::placeholder {\n    text-align: left;\n    font-family: \"Helvetica\", sans-serif;\n    color: #c0ccda;\n  }\n\n  #sib-container textarea::placeholder {\n    text-align: left;\n    font-family: \"Helvetica\", sans-serif;\n    color: #c0ccda;\n  }\n<\/style>\n<link rel=\"stylesheet\" href=\"https:\/\/sibforms.com\/forms\/end-form\/build\/sib-styles.css\">\n<!--  END - We recommend to place the above code in head tag of your website html -->\n\n<!-- START - We recommend to place the below code where you want the form in your website html  -->\n<div class=\"sib-form\" style=\"text-align: center;\n         background-color: #EFF2F7; 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background-color:rgba(255,255,255,1); max-width:540px; border-radius:3px; border-width:1px; border-color:#C0CCD9; border-style:solid; direction:ltr\">\n      <form id=\"sib-form\" method=\"POST\" action=\"https:\/\/06a7afc2.sibforms.com\/serve\/MUIEACkonE4h0-mT8gaIepJkYo7GH38BnSUScTrDMPj3SWRSdOYiPlhKLFuEZplZ89Zhs9Xqu6czkN6fWqNschMwdAvUl68kYKmaSo3c6Ysx578H82k4QkLzW53ClAsS0VBslByFScMh2gmD69qER5pCOXBWQcG6mkW_ZjVStsq2FN2-PoOpmmtDIpCEs7MsQ9UXtvKjFeaOmRMD\" data-type=\"subscription\">\n        <div style=\"padding: 8px 0;\">\n          <div class=\"sib-input sib-form-block\">\n            <div class=\"form__entry entry_block\">\n              <div class=\"form__label-row \">\n                <label class=\"entry__label\" style=\"font-weight: 700; text-align:left; font-size:16px; text-align:left; font-weight:700; font-family:&quot;Helvetica&quot;, sans-serif; color:#3c4858;\" for=\"FIRSTNAME\" data-required=\"*\">Full Name<\/label>\n\n                <div class=\"entry__field\">\n                  <input class=\"input \" maxlength=\"200\" type=\"text\" id=\"FIRSTNAME\" name=\"FIRSTNAME\" autocomplete=\"off\" placeholder=\"Andrew Yap\" data-required=\"true\" required \/>\n                <\/div>\n              <\/div>\n\n              <label class=\"entry__error entry__error--primary\" style=\"font-size:16px; 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text-align:left; font-family:&quot;Helvetica&quot;, sans-serif; color:#661d1d; background-color:#ffeded; border-radius:3px; border-color:#ff4949;\">\n              <\/label>\n              <label class=\"entry__specification\" style=\"font-size:12px; text-align:left; font-family:&quot;Helvetica&quot;, sans-serif; color:#8390A4; text-align:left\">\n                We will send the free template to this email.\n              <\/label>\n            <\/div>\n          <\/div>\n        <\/div>\n        <div style=\"padding: 8px 0;\">\n          <div class=\"sib-form-block\" style=\"text-align: left\">\n            <button class=\"sib-form-block__button sib-form-block__button-with-loader\" style=\"font-size:16px; text-align:left; font-weight:700; font-family:&quot;Helvetica&quot;, sans-serif; color:#FFFFFF; background-color:#3E4857; border-radius:3px; border-width:0px;\" form=\"sib-form\" type=\"submit\">\n              <svg class=\"icon clickable__icon progress-indicator__icon sib-hide-loader-icon\" viewBox=\"0 0 512 512\">\n                <path d=\"M460.116 373.846l-20.823-12.022c-5.541-3.199-7.54-10.159-4.663-15.874 30.137-59.886 28.343-131.652-5.386-189.946-33.641-58.394-94.896-95.833-161.827-99.676C261.028 55.961 256 50.751 256 44.352V20.309c0-6.904 5.808-12.337 12.703-11.982 83.556 4.306 160.163 50.864 202.11 123.677 42.063 72.696 44.079 162.316 6.031 236.832-3.14 6.148-10.75 8.461-16.728 5.01z\" \/>\n              <\/svg>\n              Get your template for free\n            <\/button>\n          <\/div>\n        <\/div>\n\n        <input type=\"text\" name=\"email_address_check\" value=\"\" class=\"input--hidden\">\n        <input type=\"hidden\" name=\"locale\" value=\"en\">\n      <\/form>\n    <\/div>\n  <\/div>\n<\/div>\n<!-- END - We recommend to place the below code where you want the form in your website html  -->\n\n<!-- START - We recommend to place the below code in footer or bottom of your website html  -->\n<script>\n  window.REQUIRED_CODE_ERROR_MESSAGE = 'Please choose a country code';\n  window.LOCALE = 'en';\n  window.EMAIL_INVALID_MESSAGE = window.SMS_INVALID_MESSAGE = \"The information provided is invalid. 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Please review the field format and try again.\";\n\n\n\n\n  window.translation = {\n    common: {\n      selectedList: '{quantity} list selected',\n      selectedLists: '{quantity} lists selected'\n    }\n  };\n\n  var AUTOHIDE = Boolean(0);\n<\/script>\n<script defer src=\"https:\/\/sibforms.com\/forms\/end-form\/build\/main.js\"><\/script>\n\n\n<!-- END - We recommend to place the above code in footer or bottom of your website html  -->\n<!-- End Sendinblue Form -->\nDone\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b8c11ce e-flex e-con-boxed e-con e-child\" data-id=\"b8c11ce\" data-element_type=\"container\" data-settings=\"{&quot;container_type&quot;:&quot;flex&quot;,&quot;content_width&quot;:&quot;boxed&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3b9b8512 elementor-widget elementor-widget-image\" data-id=\"3b9b8512\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"726\" height=\"1024\" src=\"https:\/\/blog.finnomalaysia.com\/wp-content\/uploads\/2024\/01\/1-726x1024.png\" class=\"attachment-large size-large wp-image-55\" alt=\"\" srcset=\"https:\/\/blog.finnomalaysia.com\/wp-content\/uploads\/2024\/01\/1-726x1024.png 726w, https:\/\/blog.finnomalaysia.com\/wp-content\/uploads\/2024\/01\/1-213x300.png 213w, https:\/\/blog.finnomalaysia.com\/wp-content\/uploads\/2024\/01\/1-768x1083.png 768w, https:\/\/blog.finnomalaysia.com\/wp-content\/uploads\/2024\/01\/1-1090x1536.png 1090w, https:\/\/blog.finnomalaysia.com\/wp-content\/uploads\/2024\/01\/1.png 1240w\" sizes=\"(max-width: 726px) 100vw, 726px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-58e7d584 e-flex e-con-boxed e-con e-parent\" data-id=\"58e7d584\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;container_type&quot;:&quot;flex&quot;,&quot;content_width&quot;:&quot;boxed&quot;}\" data-core-v316-plus=\"true\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4b104a63 elementor-widget elementor-widget-heading\" data-id=\"4b104a63\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u00a9Copyright 2023, FINNO.  All Rights Reserved<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Subscribe to newsletter Get a consultation I have been paying for 10 years, where is my cash value? 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